Property & Casualty Insurance

Personal Coverage

G&R Financial Solutions is a trusted provider for meeting the personal insurance demands of both individuals and households. Our personal risk management strategies assist you in protecting your home, vehicles, fine art, jewelry, collections, and other prized possessions.

Vehicle
Property
General Liability
Workers’ Compensation
Fraud
Marine
Reinsurance

Business Insurance

G&R Financial Solutions is here to support you in addressing your commercial insurance necessities, such as business liability, workers’ compensation, and employee benefits schemes. Additionally, we aim to mitigate the disruption a disaster could inflict on your business. We aim to help reduce your exposure, provide strategic advice, and work with insurers to identify suitable products and solutions.

Captive Insurance: A Risk Management Solution for Businesses

Captive insurance serves to manage the insurable risks of operating a business, while concurrently offering supplementary benefits not typically tied to conventional insurance. Captive insurance is procured from a captive insurance company (hereafter referred to as ‘captive’) that can be created by the business owner seeking insurance. This enables the primary business to take control of its own risk management strategies by self-insuring against risks that are generally unavailable or excessively costly in the traditional insurance market.

This type of insurance tends to be less costly than standard commercial insurance because it can be tailored to the precise needs of the primary business. Moreover, given that the primary business and the captive usually share the same owner, the insurance company can be less resource-intensive due to the favorable tax benefits linked to wealth conservation.

Captive insurance is a time-tested risk management tool, historically utilized by larger corporations – with many Fortune 500 companies employing captives or initially establishing as captives. However, recent legislative changes have allowed small-to-medium enterprises to implement the same captive insurance strategies that larger companies have benefited from for years. G&R Financial Solutions offers captive insurance advisory services aimed at navigating businesses through the process of setting up and managing a captive.

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Getting started is easy! Simply fill out the form below and arrange a meeting with one of our team members. In this initial conversation, we’ll explore your financial aspirations and discuss the information we require from you to proceed.

271 Route 46, Unit C102

Fairfield, NJ 07004

Call us:

(973) 946-8086

Investment advice offered through G&R Financial Solutions, a New Jersey registered investment advisor able to provide investment advice in states where it is registered, exempt, or excluded from registration. Content contained herein should not be construed as an offer or solicitation for investment advice or for the purchase or sale of any security, insurance, or other investment product. Investments involve the risk of loss, including possible loss of principal.

Please consult with a qualified financial, tax, accounting, or legal professional before implementing any ideas or strategies discussed here. Content provided is obtained from sources believed to be reliable but cannot be guaranteed as to its accuracy or completeness.

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080. G&R Financial Solutions is not affiliated with The Leaders Group, Inc.

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